More dough for those on the breadline

FOR 22 years the Lismore and District Financial Counselling Service has been offering help to stressed out people when the bills begin to pile up.

And now thanks to continued funding from the NSW Government, the service's future for the next three years is assured.

On Tuesday, Lismore MP Thomas George handed over a cheque for $236,427.

Mr George said the service had been doing a good job and played an important role in helping people solve their money problems.

Service manager Steve Snelgrove said the money would mean the continued employment of five accredited counsellors and expansion of support in the north of the state through the Murwillumbah Financial Counselling Services.

Mr Snelgrove said the service dealt with people who were experiencing a financial crisis, such as mortgage foreclosures or the repossession of a motor vehicle.

However, the demographic of individuals seeking help has changed over the years.

In the past, 80% of those accessing the service were on Centrelink benefits. These days about 45% of people they see are working or running a business.

He attributes the change of clientele to the high cost of living.

"It's a tough world," he said. "There is the high cost of housing, no public transport and low wages.

"People are struggling to make ends meet and making hard decisions."

The counsellors inform clients of their rights and help them to see what their options are so they can move forward.

They can also advocate on their behalf with creditors and the Office of the Sheriff.

To find out more about the service visit www.financial

counselling.org.au.